Protection
Property Insurance (IARD)
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Auto/Motorcycle Insurance: covers damage, bodily injury, theft related to vehicles.
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Comprehensive Home Insurance:
This type of insurance is intended for residential properties (including annexes and contents) of an individual, whether occupied or not, owned or rented. Its main purpose is to cover damages caused by an incident or by third parties (such as fire, water damage, theft, vandalism, natural disasters).
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Professional Multi-risk Insurance:
protects the movable property, premises, and their contents (equipment and goods) of a company or independent worker, and covers their liability in case of incidents such as fire, water damage, theft, vandalism, or natural disasters.
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Business Interruption Insurance: compensates for the effects of lost turnover resulting from reduced activity following a significant incident that has impaired the business assets of a company or independent worker.
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Professional Liability Insurance: covers damages occurring within the scope of professional activities and services offered by a company and its representatives, or an independent worker.
Personal Insurance
- Prévoyance: apporte des garanties et indemnités journalières répondant à des risques spécifiques liés à l’activité professionnelle : perte de revenus consécutive à une maladie, à un accident (entrainant ou non une hospitalisation), une incapacité d’exercice temporaire ou permanente, une invalidité, le décès.
- Assurance temporaire décès: Contrat de prévoyance qui couvre, pendant une durée déterminée, les risques de décès et de
Perte Totale et Irréversible d'Autonomie (PTIA) en garantissant le versement d'un capital ou d’une rente
aux bénéficiaires désignés, pendant la durée du contrat.
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Health Insurance:
enables reimbursement of all or part of the healthcare expenses not covered by mandatory health insurance.
- Key Person Insurance: The disappearance or prolonged absence of a director or a person possessing essential technical knowledge, experience, expertise, or crucial relationships can jeopardize the company. This insurance guarantee aims to ensure the continuity of the business, buy out the shares of a deceased partner, and protect the family in the event of death.
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